Friday, March 27, 2009

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How to Earn Money Online if You Do not Know What to Do
March 27, 2009 at 7:21 am

Guy Mendelson asked:


e obstacles that people face when they first start out with their Internet marketing business is how do they earn money. It’s almost like starting in kindergarten when you first went to school. In this article we are going to talk about a few things that you can do if you do not know how to earn money online.

1. The most important thing you can do is determine what niche you’re going to be in. There are so many different ways to earn money oney on the Internet, but it all comes down to having a product that solves people’s problems.

I shouldn’t say it all comes down to that, because there are people who buy things for fun that they don’t need all the time on the Internet, nut you will find that those can be a very competitive niche to be in.

Your best chance to earn money online is to find a narrow niche that isn’t too competitive, and that you have an interest in. Then learn how to turn that into an Internet business.

2. Once you determine what niche you want to be in you are going to need to find products to sell. You can either create products yourself, or you can go and sell some of the else’s product.

As an affiliate marketer you’ll be given products to sell by merchants looking for people to sell them. You can also find products to sell online with private label rights or resell rights.

Regardless of how you do it you will need products to sell to make money and the Internet. So it’s going to be important that you find quality products and possibly even buy or use those yourself.

3. At this point there are 2 things you can do. If you can afford it, you can outsource all the details of setting your online business up.

This could include starting a blog or building a website for you. It could include hiring an article writer to create content for your website or blog. It could also include hiring someone to promote online for you.

If you choose not to outsource things then you are going to have to develop the skills it takes to make money online running your own business. The most important skill you can learn is traffic generation.

Even if you hirer out someone to build the most beautiful website in the world, if you never get anyone to your site, you’ll never make any sales and earn any money.

In summary, outsourcing and learning skills are really the only way to make money online. What you lack in time, you can make up for by investing money to have someone do for you. What you lack in money you will have to make up by investing your time.



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How to Earn Money Through Credit Card
March 26, 2009 at 11:56 pm

Earn Money
Fong Sau Weng asked:


Many people treat credit card as one of their expenses, something which cost them money. Many people refuse to have a credit card even for educated guy. They think, once they have credit card, they are going to pay more. This is totally wrong. They do not understand what is credit card, what credit card can does for them. Some pay more just because of their own bad habits of using credit card.

 

Credit card may earn more for us if we use it wisely and chose a correct credit card for us. The most two important factors to make credit card earn more for us are, annual fee waived cards and no interest charged card.

 

Before we apply for a credit card, we have to make sure no annual fee will be charged. There are some credit cards which are totally free for whole life without any condition. Some are free with conditions. A normal condition such as, at least 12 purchases made for one year. Another normal condition is, at least certain purchase amount made for one year. Please make sure you may fulfill the condition before you apply for it. Besides this, I will also consider the waive method used. Some credit card issuers just need a call to waive the annual fee. And some need to see your signature on black and white. You have to be very clear about this before credit card application. For me, I will only apply for a credit card which just needs a call because I am not willing to send an application form to apply for the annual fee waiver. This is just because I need to pay more if I need to send out an application compare with a telephone call.

 

Second factor will be, no interest charge. We have to make sure we are able to pay full before we purchase anything by using credit card, such that no interest will be charged. The interest charged through credit card is the highest rate among all banking facilities. If you are using credit card to own something which you actually not affordable, then you are paying more to the credit card, you can not earn through credit card. If you are this kind of person, then you may stop reading this article. We may make credit card earn more for us only when we are able to paying full statement balance.

 

We are not suppose to spend more money in making payment to the credit card. For me, I prefer the payment make through internet banking which is the most convenient and cheapest payment method. If I need to go to the banking hall to do the payment, then I need to pay for the petrol, car parking and I am wasting more time to do so.

 

With three factors above, we are paying the minimum amount, which is maybe one telephone call to get the annual fee waiver and the internet banking charge. If the credit card is a free for whole life card, we even save the telephone call. Below are five factors which may make us earn some money.

 

Firstly, every month we have to make a full payment before the due date. If we pay cash for our purchase, our money will leave our wallet or purse before we have the goods. But if we are using credit card, our money is still in our banking account earning the interest. If we are able to pay the credit card payment after a longer period, then we earn more. For example, if I made a purchase on one day and I need to do credit card payment after 10 days, then I earn 10 days interest just because the money is still in my banking account for 10 days. If I do credit card payment after 20 days, then sure I will be earning more compare with 10 days. So now, how to have a longer repayment period, even for more than one month?

 

You at least must have two credit cards with their statement date almost half month apart. Before using your credit card, just choose the credit card which just past the statement date. For example, one credit card with statement date 5th of every month and another one with 20th of every month. If today is 7th August, then I should be using the credit card with statement date of 5th. If the due date is 20 days after the statement date, then the due date to do the credit card payment will be on 25th of September. This is because the statement date for the purchase on 7th of August falls on 5th of September. How much interest you will be earning because of paying late? The interest you earn will be from 7th of August to 25th of September which is total of 50 days( more than one month ). If you pay your goods in cash, you are losing the chance of earning 50 days interest because your money leaves your wallet on 7th of August. By having two credit cards with statement date half months apart, we will be having a higher average repayment period. Let say we just have one credit card with statement date of 5th of every month and today is 4th of August. We have no choice and have to use this credit card even though we know tomorrow will be the statement date. The due date for this purchase is falls on 25th of August. It means we earn 22 days interest. If we have another credit card with statement date 25th of every month, then we may use that card for the purchase and we may earn 42 days interest from this purchase( assume due date of 14th of September ).     

 

Most of the credit cards provide redemption point. We may get something we want by using redemption points we have, without paying a single cent for the goods. When I need some electrical items for my house, I always look for it from the redemption list. But if you refuse to use credit card, you have to pay for everything you need.

 

Many card issuers provides 0% interest instalment plan for cardholders to buy expensive items like furniture. This make cardholders more easier to own something expensive( of course you have to make sure you are able to pay the instalment full every month ). The plan helps you even earn more interest( using the same concept mentioned above ) because of the long period of instalment plan( from 6 months to 2 years ). The most important issue here is, the plan must be interest free. Longer the plan, the more you will be earning.

 

One last chance to earn more will be the cash rebate or cash back. Some credit cards provide cash rebate plan. The cash rebate rate is about 0.4% to 1% of the statement balance. The rebate is reducing the credit card balance. Some cards are giving one flat rebate rate and some are depends on your statement balance.            

 

All whatever mentioned above is true in Malaysia. Some may not be true for your country. Please do your verification before any credit card application. Please use credit card wisely to make it earn money for us.



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Make Money Online - 4 Essential Traffic Generating Strategies
March 26, 2009 at 9:00 pm

Making Money Tips
Adrian Kelly asked:


Getting an ever increasing flow of traffic to your online business is the key to growing your enterprise. It will also help you to make money online.

In order to get people to come to your site and buy your product or service, the main things you need to know are who they are, what they want and how to convince them that they should buy your product or service. Only the science of web traffic can do this.

# 1. Locating your site in the search engines

Search engines are the largest source of targeted web traffic there is. The difficult part is persuading them to send this traffic to you. The key to this is choosing the best keywords. These will be words that target on the needs and wants of your customers. Try to find the phrases that will attract the most visitors to your site who will be ready to buy.

In order to get your site listed in the major search engines, have a link from a site that is already listed. When you have a great product to sell, you will easily persuade someone to link with you. To do this check with a good search engine for something that relates to your service or product, then e-mail them asking for a link exchange.

# 2. The benefits of good links

Good links offer dual benefits. Firstly, they enable web traffic to find you when surfing online and secondly they will greatly improve your search engine rankings.

It is a good idea to approach sites that link to your competitors. There is always a good possibility that a site presently linked to the site of a competitor, will also link to you. You will need to ask them and of course agree to link back.

# 3. Using articles to promote your online business

Online articles are a great traffic creation tool for people on a tight budget. Firstly, you need to write an informative article on a subject relating to your product or service, providing a list of tips or explaining how to do something. Include at the bottom of your article how your product or service is relevant to the subject with a link to your web site.

Secondly, distribute your article widely to various online and offline magazines and newletters with relevance to what you have written. A good tip is to send your articles to free online articles sites. There is also software available that will send articles to e-zine editors for you or you can hire a service, which is very inexpensive. An articulate and well informed article will be published by newsletters and magazines and their readers will visit your site and buy your product.

# 4. Use of your signature file

A signature file (or Sig file as it is commonly known) is the few lines of text that is automatically added to the bottom of every e-mail you send. It is a free and simple way to inform people about your web site. They are best kept short to encourage people to visit your site.

Make use of your best keywords and provide a dynamic reason for a reader to visit your web site. Your e-mail program’s help section will show you how to set up your signature file. This one method alone can help you make money online.



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Seven Tips to Get the Money You Want
March 26, 2009 at 9:35 am

Money Tips
Jim Somchai asked:


I thought that the law of attraction was discovered a few years back. May be it was found a few decades ago. I was deadly wrong. According to Brian Tracy’s book “The 100 Absolutely unbreakable laws of business success”, this law was discovered since the old Egyptian era. That was 3,000 years before Christ.

In this article, we will talk directly toward money. Although many people do not want to emphasize on money since many relate money with evil mind. The evil mind does not come from money. Instead, evil mind came from the infatuation of money.

Here are the seven steps to make money including:

1. Know how much money you want and at the certain point of time. Although most people want money, not many people gladly accept that they do things for money.They do not want to accept that their biggest aspirations is becoming a rich person.

If you do not accept that, you will not have a chance to earn the money you want. Make decision to accept that you want money and specify how much money you want. Once the number is up, you will now have the target to achieve.

2. Evaluate your current status. You need to appraise on yourself before you decide to go for a plan for attracting money. You should do the appraisal on not only how much money you have at the moment but also on your ability to make the money. Do you need to acquire any additional skills? At the current status, what you need to learn more so that you can qualify earning such amount of money. How long do you need to prepare yourself to this? Write down your status quo so that you know your starting point.

3. Know how you would acquire that amount of money. You certainly have certain skill to earn money. However, we need know in what will be the most possible way to work for until you get that amount you want. Most of the people do not see in what way they are going to make it. You may not know it now but it is your job to find it out. Once you find out, you will stick to it until you achieve your goal.

4. Create your future plan. Draw up a plan. The result comes from actions. All you need is the activity plan so that you can do something. Write down your plan and pursue it. Make plan to earn, to save, and to invest properly during the assigned period.

5. Fill in the blanks. Along the way of your money making plan, we may not have full information on what the circumstance will be. You may need to add that by yourself when time comes. Fill in the blanks in your plan. Adjust the method according to the situation. Once you get more information, come back to your plan and make sure that you have the right puzzle for your game plan.

6. Visualize yourself in Success. See yourself as already a successful person. Visualize what you will be like if you have achieved the amount of money you want. What you are going to buy? What you are going to give out? What you can contribute to others. See the pictures as if it is real. Regular visualization will help you achieve results faster according to the law of attraction.

7. Review your plan every month. Revision is a very important step to follow since you will not be successful on everything you do. There must be some area that you are not excel in and you may fail in some steps. You must know your progress so that you can decide if you should continue or you should change your approach. Being flexible on your approaches will help enable you to finally get the money you want to make.



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